Archive for September, 2007
Saturday, September 22nd, 2007
Dear Vanguard, remember present value.
This is the second in my Present Value series, and the first in which I’ll be looking at other’s claims which seem to make sense at first glance, but are terribly misleading under closer examination. I pick these examples not to prove others wrong, but because taking present value into consideration substantially changes the terms […]
No Comments » - Posted in NPV by james
Friday, September 21st, 2007
Washington Mutual, Excess Activity & FDIC Regulation D
So. I promised myself this would simply be a forum to educate people on what I think are obvious, but overlooked, paradigms of personal finance. And possibly other topics (though my econ background doesn’t help with cooking — and i expected economics at university would be like home economics in high school!). I promised myself […]
No Comments » - Posted in bitch by james
Wednesday, September 19th, 2007
Remember Present Value!
In my newly-minted capacity as a financially-responsible person, I’ve been reading a lot of personal finance blogs and other resources. And there’s one very big point that everybody seems to be missing — “present value” or “the time-value of money”. It was the first and most important lesson in my university’s Intro to Finance class, […]